upaycard casino

Aussies love gambling, that’s a fact. Most of us don’t have any problems with gambling, but we do have problems with finding good casinos and a reliable way of making casino payments.

If you’re still searching for your perfect payment option, give UPayCard a look. It’s a prepaid card many people in Australia use for deposit and withdrawal at gambling websites. It’s fast, it’s reliable, and most casino sites accept it.

UPayCard can be the most versatile system out there. It combines e-wallet, cryptocurrency wallet, and a prepaid card. Wondering whether UPayCard works with AUD? Sure it does! It has over 20 currencies on the platform, and the Australian Dollar is one of them.

Intrigued? Read on to find out all about it. If you already have a UPayCard account and are looking for casinos that accept it, choose one from the list of recommended casinos and get down to gambling.

Top UPayCard Casinos Australia July 2024

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What is UPayCard?

UPayCard is a casino payment solution that combines all the other solutions in one. Do you want to conduct fast and secure e-wallet payments? UPayCard has an app for that. Using it is as easy as entering the recipient’s email.

Want to pay at all Australian casinos even if they don’t accept UPayCard? The company issues prepaid MasterCard cards that would allow you to pay at any casino. Want to access Bitcoin casinos? UPayCard wallet allows you to make payments with Bitcoin, Litecoin, and Bitcoin Cash!

This makes UPayCard the most versatile payment method on the market. Here’s how it works.

How to make a deposit with UPayCard

UPayCard is both an e-wallet and prepaid card service. We’ll cover both ways of making the payment. Here’s your first step.

Step 1: Create an account

The first step towards making a UPayCard casino payment is creating the account. It’s a fast and streamlined process, you’ll finish it in a couple of minutes. After you verify your email, though, you’ll need to enter some of your personal details to activate the account. At the very least, the system asks for your full address, name, and phone number.

That’s quite a lot of information, so UPayCard is definitely not anonymous. However, you can be sure all that data is completely safe since the company follows the EU’s General Data Protection Regulation. It ensures all the data is only used to prevent money laundering and is stored in an encrypted database that cannot be hacked.

This is the stage you can set your account’s currency to AUD.

Step 2: Top up the account

Even if you want to use the UPayCard prepaid card, you need to top up your account first. Here lies the first, and probably the last drawback of UPayCard. You can’t use Visa or MasterCard to top up an account.

Here are your choices: American Express, Qiwi Wallet, Klarna, Payeer, Poli, Skrill, and Neteller. You can also top up the account with a wire transfer. If you’re a cryptocurrency fan, UPayCard offers to top up with Bitcoin, Litecoin, and Bitcoin Cash.

Select the amount of money you want to send to your account and transfer it.

Step 3 (optional): Order a card

Do you need to access a MasterCard casino, but your bank blocks the transaction? It happens all the time with credit cards after the ban on credit card gambling in Australia. If that’s the case, you may want to get a prepaid card to use for gambling.

UPayCard gives you the opportunity to do just that. You can get both physical and virtual cards. The first virtual card doesn’t cost you a dime. Getting a second one would cost $4. If you want a physical card, you’ll have to pay $7.99 and wait for it to arrive via mail.

You’ll need to activate them by loading them up. That’s very easy to do, just head over to transactions and choose “From Account to Card.” Now, you can use the UPayCard for gambling.

Step 4: Find a UPayCard casino

This step is the easiest one so far. There are dozens of UPayCard casinos in Australia, and all of them are gathered here at CasinoHEX. If you intend to use your account to pay for gambling, search for UPayCard casinos at CasinoHEX. You can see the list on this page.

If you’re planning on using the card, head over to MasterCard casinos.

Having trouble understanding what casino from the list is best for you? Click on the review and read all about any casino. Our team of experts works hard to make sure you get to know every detail you need to make a good choice.

Step 5: Create an account

When you’ve chosen the casino you like, create an account and verify your email.

Step 6: Make a deposit with UPayCard

Now that you have both the casino account and the UPayCard account, all you have to do is to go to the “make a deposit” page and choose UPayCard as your payment method. Enter the amount of money you want to deposit and continue. You’ll be redirected to the app, where you’ll have to confirm the transaction.

If you’re paying with a prepaid card, even a virtual one, you should choose MasterCard as your payment option. Go for BTC if you hold crypto on the UPayCard wallet. It’s not the most anonymous way of paying with Bitcoin, but if that’s not a concern, it’s a good method.

Also, if you’re making your first deposit at a casino, make sure to redeem the welcome bonus code. Most casinos don’t award those automatically, so you’ll have to go over to the “promotions” page and copy the code from there.

How to make a withdrawal with UPayCard

You can use this payment method for both deposits and withdrawals. Here’s what you have to do if you want to withdraw your money on UPayCard.

Step 1: Make sure you’re eligible for withdrawal

This may come as a surprise, but first-time players may not be eligible for withdrawals for quite a while. The thing is UPayCard casinos that issue bonuses don’t let you withdraw unless you bet a certain sum. Normally, it’s around 35 times the bonus sum. You can also find out that you betting 35 times the bonus sum on table games won’t cover the wagering requirements. It’s because only 10-50% count towards covering the requirements if you’re playing blackjack, roulette, or any other table game.

If you’ve covered your withdrawal requirements playing pokies or didn’t get a bonus at all, you can proceed.

Step 2: Create a withdrawal claim

Head over to the “withdrawal” section of your casino, and press “withdraw” or “create a withdrawal claim.” Type in how much money you want to take out and set the payment method to UPayCard. Note that you can’t load more than $4,000 at once.

After this, you should expect to wait anywhere from a couple of hours to a couple of days. This is because some casinos only make payments on certain days of the week or they need to check your claim for eligibility and AML policy compliance. Choose a fast payout casino if you don’t like waiting.

That’s it, the money should be sent to your account once that claim is processed by a casino.

What are UPayCard minimum deposits?

The payment method itself doesn’t have any built-in minimum deposits. However, most Aussie UPayCard casinos cap minimum deposits at $20. If you browse the list of casinos at CasinoHEX, you’ll find that some casinos offer deposits as low as $2.

There’s a maximum limit, though. You can’t send or receive over $4,000 on any given day. That shouldn’t be too much of a limit, even for the high-rollers.

UPayCard deposit bonuses

Using UPayCard at casinos doesn’t lead to any kind of ban from getting your welcome bonus. You’re still eligible to get it. More so, you may find that some Australian casinos offer small bonuses for making UPayCard deposits.

If you’re using a prepaid card to pay for gambling, you’ll get one of the MasterCard bonuses too.

UPayCard deposit fees

Now, this payment method may be the ultimate solution for an Aussie gambler, but it comes at a price. First off, you’ll have to pay a top-up fee. It depends on your deposit method and is between 2% and 7%. The 7% fee is for Qiwi Wallet, a Russian e-wallet that few Aussies use, so you’ll most likely pay a 2% or 4% fee on the more popular e-wallets. The downside is you’ll end up paying more than that since you need to top up the e-wallet first. You don’t have to pay the fee if you’re topping up with bank wire, though.

Sending and receiving money from your account is free. So is inactivity. However, both virtual and physical cards charge you $0.2 per transaction. This is one of the lowest transfer fees on the market, especially considering it doesn’t increase with the sum you deposit.

However, you do need to pay a 2.5% exchange fee when topping up your card, since UPayCard prepaid cards don’t work with AUD yet. The only available currency is GBP, USD, and EUR.

If you own a physical card, you’ll pay a 1.4% ATM withdrawal fee. Don’t forget that issuing physical card costs you $7.99. The first virtual card is free, though.

What countries allow the use of UPayCard for gambling transactions?

Currently, UPayCard works with over 20 crypto and fiat currencies. It’s accepted in all countries in the world, but there are a couple of restrictions we’ll cover below. What you should know is that UPayCard works fine in Australia, and you can pay with AUD. Here’s the full list of currencies that UPayCard supports:

The prepaid cards only work with USD, EUR, and GBP, though.

What countries limit the use of UPayCard?

There are only two countries that have restricted UPayCard’s services. France won’t let you receive this service’s prepaid cards. The USA doesn’t allow gambling transactions with this payment method.

Luckily for us, we can enjoy UPayCard online casinos without any problems.

The pros of UPayCard


The biggest advantage of this payment method is that it’s the best versatile out there. If you have both the card and the account on the platform, every casino becomes a UPayCard casino. You can pay with MasterCard or send Bitcoins to the casino. This payment method opens all the doors before you.

Ease of use

Using UPayCard at casinos is very easy. If you’re paying with an e-wallet, you only have to verify the transaction in your app. It’s one click away, and the transaction is instant. If you’re paying with your card, it’s just as simple as using Mastercard.

Also, this e-wallet is one of the easiest ways of paying with BTC at casinos, even though it’s far from being the most anonymous one.


UPayCard is quite a popular payment method. No wonder there are dozens of casinos that accept UPayCard in Australia. Look at the list on this page, and you’ll see how many great casinos take this as payment method.

Consider all the MasterCard and Bitcoin casinos, and you can access literally any casino with UPayCard.

A debit card for everyday use

While a prepaid card issued by this platform does have it’s own limitations, you can use it just fine in your everyday life. Pay for groceries and smokes, or go on a bar crawl after the withdrawal comes in. You don’t need to hustle with putting money from the e-wallet to your credit card. You can just use UPayCard.


Did you see how many currencies this platform supports? There are over 20 of them including major cryptocurrencies. Do you know what this means?

You can make a quick buck on trading, either forex or crypto. UPayCard allows this and encourages this. Get a huge win, double it with smart trading decisions, and you’re all set for the vacation you’ve long dreamt of.

The cons of UPayCard

Nothing is perfect, no matter how hard we want to believe some things are. This payment system is no exception. However, its list of drawbacks is smaller than that of its benefits.

No Bitcoin anonymity

You can send Bitcoins from the UPayCard account, but it’s not the perfect way to do it. Especially so if you care about anonymity. Since Bitcoin is a pseudonymous, not a truly anonymous solution, you can be easily identified as a sender if you use the same BTC address that is tied to a UPayCard account.

That’s not to say your funds can be stolen or compromised. The only problem is you can’t be sure in your complete anonymity.

No AUD prepaid cards

You can only pay with Australian Dollars if you’re using the company’s e-wallet. If you want to pay with a credit card, you’ll have to choose between USD, GBP, and EUR. They may introduce AUD in the future, but for now, you’ll have to put up with this.

No credit card top-up

You can top up this payment system with an American Express card, or bank wire. But since only 10% of Australians own an AmEx card, that’s going to be of no use for most people.

You can top up with popular e-wallets like Skrill or Neteller or resort to the good old bank wire.

Top 5 UPayCard Australian online casinos

This payment method sounds amazing. Do you agree? If you do, here’s a list of the most popular Australian casinos where you can pay with UPayCard. Choose one and get down to gambling.


AussiePlay casino has a generous offer to high-rollers. You can get up to a 250% match-up bonus with no maximum limit. That’s it, the more you deposit, the more you get! You’ll also get some free spins on top of that, but does this really matter when you can get as much bonus money as you want?


Love to play? Play at PlayAmo! It offers a huge number of games, over a thousand of pokies and table games. This is enough to satisfy even the most refined taste. Pay with Bitcoin or MasterCard, and you’ll get a small $100 bonus and some 100 free spins on top of that. On the plus side, you won’t have to wait long to make a withdrawal.

Roo Casino

If you’re chasing bonus money but AussiePlay is not the best fit for you, try Roo Casino. Its offer is huge, $5,000 as a welcome bonus. That’s if you make a big enough deposit, of course. It hosts over 800 pokies which is double that of AussiePlay. The match-up percentage is 200%, so you’ll need to deposit $2,500 to get the full bonus. Your total will be $7,500. That’s a fortune to spend.

Pokie Spins

Did somebody say bonus money? This casino is giving away $10,000 across six initial deposits with a 200% match-up. This is probably the best offer on the market if you don’t consider AussiePlay. With some 800 pokies on the platform, this can be your perfect casino.

Red Dog Casino

Red Dog is a runner-up on this list. Its bonus is not the biggest, it’s just a bit over $2,000 with a 225% match-up. Its list of games is also not the biggest on the list, it only hosts a bit under 300 games. Why do we recommend it then? Because Red Dog is a new casino that has caught our attention and seems extremely promising for both new and expert Aussie gamblers.

Alternatives To UPayCard For Gambling Transactions

Not satisfied with what UPayCard has to offer? Well, there are always these options.

Credit cards

Why bother issuing a prepaid card from London if you get one at home? If you can get an Australian card that works well at casinos and isn’t canceled because of the recent gambling ban, good. It keeps all casino doors open for you, so you’ll save time and money on fees if you stick to using it.

Wire transfer

Wire transfers are still completely doable in Australia, but you may want to choose another method. It takes more time than a credit card payment and costs more. Withdrawal claims are also processed a bit slower for this payment method.

Other e-wallets

The benefit of UPayCard is that there are no fees for both sending and receiving money. The benefit of Skrill and Neteller is that they’re more widely accepted. Sure, you can get a virtual card, but then you’ll have to pay in USD since only UPayCard e-wallet supports AUD. If that’s your major concern, you should probably stick to more popular payment systems.


Is anonymity your biggest concern? Then you should know UPayCard is no way to handle an anonymous Bitcoin transaction. Sure, neither the UPayCard casino nor the payment system itself won’t get access to your BTC funds, but your privacy may be breached.

If that’s what’s bothering you, stick to a more secure BTC wallet instead.

UPayCard Casinos FAQ

Are UPayCard payments safe?

UPayCard is headquartered in London and is regulated by the UK government. Brits are known for a strong fin-tech policy, so you can be sure this payment method is secure. On top of that, the platform follows the General Data Protection Regulation, which means your personal information won’t be exposed in any way.

Do UPayCard casinos offer instant withdrawal?

With this payment method, you can access all casinos that accept MasterCard. Choose any fast payout casino, and get your winnings sent to you as fast as possible.

How do you make a deposit with UPayCard?

It’s a bit complicated at first, but it’s very convenient. Get an account, top it up, send the money to your virtual card. Now, you can use it at any MasterCard casino! It’s that easy.

Where can I fin UPayCard online casinos?

No other place than here at CasinoHEX. Browse our long list of UPayCard casinos, or head over to Bitcoin or MasterCard casinos, and you have a match. Read our in-depth reviews to get to know more about each casino and make an informed decision.

Can I get casino bonuses with UPayCard?

Using UPayCard at casinos doesn’t prohibit you from getting a bonus. If you use the prepaid card, you can get a small MasterCard bonus that some casinos offer.

What are the benefits of choosing UPayCard for gambling?

UPayCard is versatile, can be used at any online casinos since it allows for MasterCard and Bitcoin transactions, and you can use the physical card to spend your winnings in Australia. It seems like a great payment option, right?
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