Credit/Debit Card Casinos In Australia

There’s just one thing any Aussie gambler wants. It’s not to crack open another coldie, though that may be next on the list of typical wishes. The ultimate desire of any gambler is to skip the boring part where you have to figure out the optimal way to make a payment or a withdrawal or find the best gambling websites, and just go on with playing pokies. It’s what we’re all about after all.

Looking up credit card casinos is the best way to save your time. All casino sites in Australia accept credit cards, so you won’t have to bother with creating an e-wallet while having all the variety of choices in the world.

Choose a debit card casino now, and start gambling. If you’re interested in more details, go on and read the full article. It contains everything you want to know about gambling with a credit card in Australia.

Guide on credit card payments in Australia

Paying with your credit card is about the easiest way to get into gambling. Every casino in Australia accepts Visa and MasterCard, and you can both deposit and withdraw without any problems at all.

Here’s how it works.

How to make a deposit with credit or debit card

Compared to what some other payment systems require you to do to make a deposit, paying with a credit card is lightning-fast. Here’s what you need to do.

Step 1: Get a debit card

We suppose that most Aussies already have a credit or debit card. In fact, over 70% of Australians do. If you don’t have one yet, you should ahead and receive it. There are multiple ways of doing it.

If you already have a bank account, which you probably have, go to your bank’s internet banking page and request a credit or debit card. That should be somewhere on the “banking operations” page or “my accounts” page. Normally, you’d have to pay a small fee for emitting a card, but some banks don’t require you to do this. Then, you will be able to pick it up at the nearest bank office or get it via mail.

If you want to spare yourself the need to make a trip to a bank, order a virtual card. It’s the same as your regular Visa or MasterCard, but it’s virtual. Instead of a physical card, you get card information that you can use to pay online.

Also, if you don’t want to associate your gambling account with your official bank account, you can get a credit card from another source. There are dozens of banks in Australia that would issue you a card with little to no paperwork.

Step 2: Adjust the daily spending limit

You can skip this step if you already have a card. If you just got yourself one, you have to go to the internet banking page and manage your card. Look for the daily spending limit and set it to how much you need to deposit. Normally, these limits are set too low.

Step 3: Find a credit card casino

Do you already have a credit card? Then, you can skip the previous two steps and go straight to this one.

How do you find credit or debit card casinos in Australia? You go to any online casino and get an account. All of them accept Visa and MasterCard. The real question is how do you find the good ones.

This page has dozens. Look at the casinos on this list, and choose any of them. CasinoHEX team reviews Australian casinos and uncovers all the pitfalls and benefits of all of them. Read the reviews, learn about the casinos that interest you, and make your choice.

Step 4: Create a casino account

Did you find the casino that you loved? It’s time to create an account. Create a username and a new password. Make sure that the password is secure. Your date of birth certainly won’t do. Then, connect an email and verify it.

That’s it, you’re ready to make a payment.

Step 5: Make a deposit

You have a credit card, you’ve found the right website on the list of Aussie credit card casinos, and created an account there. All you have to do now is go the “payments” page and choose Visa or MasterCard as your payment option.

You’ll see a set of fields that you should enter the banking info into. Enter the 16-digit code on the front of your credit card and its expiration date. On the back of the card, you’ll find a 3-digit CVC code. Enter that one too.

Then, enter the amount of money you want to deposit and a bonus code if you want to redeem one. Note that most casinos won’t award you bonus money just for making a deposit. You need to find the deposit code at the “promotions” or “bonuses” page and paste it to the corresponding field in the check-out page.

Click “submit,” and the funds should be soon sent to your account.

How to make a withdrawal credit or debit card

The good thing about using your Visa or MasterCard at casinos is that you can make both deposits and withdrawals. It’s easy, fast, and convenient. Here’s how you do that.

Step 1: Verify you can make a withdrawal

The reason most Aussie casinos do not award you the welcome bonus automatically is that it comes with liabilities. You can’t just make a deposit, get a bonus, and then withdraw all the money you have on the account. That would just make a casino bankrupt. You can’t just use the bonus money for gambling with no payouts and the real money for real gambling. That would just mean the bonus is useless.

So what do you do? The casino industry came up with a brilliant idea of withdrawal requirements. It’s a requirement that says how much money you should wager before you are able to withdraw funds you’ve won with your bonus money. In most cases, it’s around 30 times the deposit sum.

Go to your casino account, and check whether you’ve met the playthrough requirements. If you have, you can get to the next step. If you still have some grounds to cover, get back to gambling, and you’ll be able to make a withdrawal some other day.

Did you bet about the right amount of money but the casino still says you didn’t meet the requirements? Maybe you’ve been playing the wrong games. The thing while all bets on pokies count as a playthrough requirement bet, only 50% of table game bets do. If the only game you’ve been playing was roulette or blackjack, play some pokies for a change. It’s fun, and it will get you towards withdrawals faster.

Credit card minimum deposits

Different card emitters may have different rules regulating the minimum deposits. In some cases, you can go as low as a cent, in some, you’ll be capped at $0.50. But that does little difference when it comes to casino gambling. Most casinos that accept credit cards have a minimum deposit of $20. Some would go as low as $10, but it’s very unusual to find a casino with a lower minimum deposit.

Note that while you may be able to make a $10 deposit, it can be a bad idea. If you’re trying to get a bonus, the casino will only give it to you when you make a deposit of $25 or more. Check with the casino reviews to know more about that.

Credit card deposit bonuses

If you make a deposit with a Visa or MasterCard, you will most definitely get your welcome bonus. No casino on Earth would make these deposits uneligible for bonuses because most people pay this way.

If you’re a bonus hunter, good news. The probability of your casino awarding extra bonuses for paying with a MasterCard or a Visa credit card is much higher than, say, when you pay with a wire transfer.

Credit card deposit fees

No Aussie casino charges you fees for deposit. It’s in their interest that you join, so the would not want to drive players away.

However, you do pay some fees based on what your bank’s rates are. It’s your bank or the other company that emits the card that decides how much fees are you paying exactly. In most cases, you won’t pay over 0.5% per transaction. That’s about as low as a transaction fee gets. If you have a credit card with some debt on it, however, you’ll be charged more. Don’t gamble on borrowed money, you pay much more in fees and stand a chance of going bankrupt if Lady Luck is not on your side.

Some credit card emitters also charge an annual maintenance fee. Check with your card emitter to know more about that.

How safe are credit card transactions

Visa and MasterCard are the most respected institutions in fintech. There’s no way somebody can get into a transaction and steal the money somehow. The transaction is 100% secure.

However, credit cards possess an inherent flaw. If the connection over at the casino is not safe, somebody can steal your credit card information and that’s the same as having the card in their hands.

If you’re worried that may happen, use 2-factor verification to make sure getting the card information is useless without your email or phone number. Or you can just use virtual cards instead of physical ones and only top them up the amount you want to deposit. In the rare event that the info does get stolen, it’s useless because the card is empty.

What countries accept credit card gambling transactions?

All countries in the world accept Visa and MasterCard payments for gambling. However, when it comes to gambling with a credit card, you may run in some issues. There’s recently been a problem with it in Australia too.

You may be okay if your credit card has a positive balance, but some banks would cancel the transaction regardless. If that happens to you, just get a debit card to gamble with.

Also, if your card is issued by American Express, you would have a hard time finding a casino that takes it. You can still find a couple of dozen of them, though.

What countries ban the use of credit cards for gambling?

No country in the world refuses to accept Visa and MasterCard. They’re universal payment systems, and you will be able to pay with them at any casino.

The pros of credit cards

Using a credit or a debit card for gambling is about the best way to go. Here’s why you may want to choose it.

Pay at any casino

If you have a Visa or a MasterCard card, you can choose any casino on the CasinoHEX list. Every casino out there accepts debit and credit cards for both deposits and withdrawals, so you can pretty much go at any casino and enjoy yourself. Make sure you read CasinoHEX reviews before that so you can enjoy the best casinos out there.

No preparations

You don’t need to find the best e-wallet for casino payments, top it up, and learn how to use it. All you have to do is to type in the banking information, and you’re good to go. If you have a Google Pay or Apple Pay account, you don’t even need to do that. The app will fill in the fields for you.

Fast and cheap payments

Both withdrawals and deposits at credit card casinos are instant. When you make a deposit, the funds should be credited to your account in a matter of minutes. If you play at a fast withdrawal casino, you’ll get your winnings in a matter of hours instead of days too.

All of that comes at a ridiculously low price that few e-wallets can offer.

The cons of credit card

Credit cards may be a great payment method, but it’s not perfect. Here are the pitfalls.

Declined payments

You probably know that many Australian banks are advocating against using credit cards for gambling. This is why you may find your transactions canceled if you pay with one. This is easily avoided if you use a debit card, though.

If your debit card payments are canceled, contact your bank to learn why. You may need to get an e-wallet after all if the bank refuses to conduct gambling payments.

No anonymity

Using a credit card tied to your banking account is the least anonymous way to pay for gambling. All the transactions remain in your account’s history and are visible to anyone who has access to it. So if you don’t want your wife to scorn you for gambling, this is no the best way.

American Express casinos

While Visa and MasterCard are accepted everywhere, AmEx credit cards aren’t. It’s not to say you can’t find a single American Express casino in Australia, but it’s definitely harder than with a Visa.

Top 5 Australian Casinos That Accept Credit Cards

Every casino would accept your credit card. However, gambling at the first casino you come across is not the best strategy. Here are the best Australian casinos you can choose from.

Pokie Spins

Pokie Spins is one of the best casinos to gamble with credit cards in Australia, if not the best. For the bonus chasers, it has an incredible offer of $10,000 in welcome bonus money. It’s spread across 6 first deposits with the match-up percentage ranging from 200% to 50%. No matter how much you deposit, you’ll get 400 free spins during the first six deposits.

If you only care about the pokies, not the bonuses, there are over 800 of them on the casino. Check it out and claim your bonus now.

Roo Casino

Roo Casino only offers $5,000 in welcome bonuses, but the match-up percentage is 200% all the way. You also get 30 free spins every day, so you can explore new slots without having to risk your money at all.

As for the slots, Roo casino hosts over 800 pokies just like Pokie Spins.

Xpokies

The welcome bonus Xpokies offers is the smallest one so far on this list. It’s only $2,000. What’s the catch? The match-up percentage is 500%. This is unprecedented among Australian casinos. You only have to deposit $400 to get the full bonus!

It hosts over 250 pokies from RealTime Gaming, so if you’re a big fan, it’s the place you should definitely check out.

AussiePlay

AussiePlay also has a similar collection of slots. There are over 250 of them, primarily from RTG. But it’s bonus offer may be more than interesting to high-rollers. The match-up percentage varies from 225% to 270%, but there is no maximum cap. You get two times your deposit, no matter how big it is.

True Blue Casino

True Blue Casino is focused entirely on Australia. It also has a small collection of RTG games, so you would enjoy it if you’re a fan. It’s a great place to meet other Aussie gamblers because there are only Australian gamblers on the platform.

Grab a $2,000 bonus at 200% match-up and give it a go.

Alternatives To Credit Cards For Gambling Payments

So your credit card payment was canceled or you think it’s not the best way to make payments at casinos. No worries, there are plenty of other options. Here’s what you can use instead.

POLi

If your transactions are getting canceled, try paying with your bank account. But paying the fees as high as banks charge for wires may be too much for a low-roller. What do you do? You use POLi instead of a regular bank wire.

It’s a bank payment service run by Australia Post. You just give it your banking information and it conducts the payment without any fees at all. On the downside, though, it only works with Australian online casinos, so no international casinos will take it.

UPayCard

If you want the accessibility of a MasterCard card but don’t want it to be tied to your bank account, UPayCard is the go-to option. Top it up with your bank account, and get a physical debit card sent to you.

It’s not a bank, just a card emitter, so the company won’t block your transactions in fear of the Australian government cracking down on gambling. You can use the card at any credit card casino.

Neosurf

Want even more anonymity? Go to the nearest Neosurf vendor and get a throw-away card. Neosurf sells vouchers that have 16-digit code you can use for online payments. If you pick up a voucher at a retailer and pay with cash, there’s nothing tying you to that card. For all intents and purposes, it’s anonymous.

It’s very popular at Australian casinos too, so you’re not missing out if you use it.

Other e-wallets

Do you prefer the ease of use to anonymity? Register an e-wallet at Skrill or Neteller, and you’ll be able to pay at most Australian and European casinos with a couple of clicks.

Read the reviews on CasinoHEX to learn what e-wallet is best for you.